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As you all know now,
Rents are not deductible for income tax purposes.

The portion of the monthly mortgage payment that represents taxes
and interest is income tax deductible, within certain limits.

Without home mortgage interest deductions, many taxpayers do not
have enough other qualified deductions to "itemize."
Once you have more deductions than the standard deduction,
every additional qualified amount is deductible. This often changes previously
unused deductions into beneficial tax deductions, such as amounts spent for
medical, state tax, DMV fees, charity gifts, safe deposit fees, job seeking, and
employment-related expenses.

For taxpayers with roughly $30, 000 to $100,000 of taxable income, the tax bracket might be 28% federal, plus 9.3% California, for a combined state tax rate of 37.3%. This is approximately the saving of any deductible amount spent.

Here is an example and my calculation:
Rent = $1,500/ month (no deduction, net cost = $1,500)
Mortgage = $2,500/ month
Deductible: $2,300/ month (assumed amount for interest & property tax)
* tax rate 37.3%
tax savings = $858
therefore, I stated that rent = $1.,500/ month is the
"Mortgage Equivalent" = $2,393/ month!

Lastly, additional benefits of buying include control of the property and
improvements, as well as the economic growth as the property appreciates during ownership.

솔직히 말씀드려서 여기서 집을 될 수 있으면 사지 말라고 리플다시는 분들은
집을 안사는 것( not buying) 이 아니라 못사는 것 (not able to afford) 이
아니신지 한번 쯤 자신을 점검해 보는 것은 어떠하신지요?
아무리, 닭 목아지를 비뚤어도 새벽은 옴니다.
님들도 열심히 노력하셔서 빨리 집을 장만하세요! 왜냐하면,
Sooner is the better for first time home buyers!